Terms of Service — Ravel Business Companion

Last updated: September 9, 2025

Welcome to Ravel Business Companion, a productivity and business support application. These Terms of Service (“Terms”) govern your use of the Ravel Business Companion mobile/web application and related services (“Service”). By using the Service, you agree to these Terms.

Who We Are

• App Name: Ravel Business Companion (operated by Hafsat Bunu, sole proprietorship)
  
• Owner/Operator: Hafsat Bunu
  
• Location: Calgary, Alberta, Canada
  
• Contact Email: contact@hbunu.com
  

Eligibility

• You must be at least 13 years old to use Ravel.
  
• By creating an account, you confirm that the information you provide is accurate and complete.
  

Your Account

• You are responsible for your login credentials and all activity under your account.
  
• Notify us immediately if you suspect unauthorized use of your account.
  

Acceptable Use

You agree not to:

• Use Ravel for unlawful or harmful purposes.
  
• Interfere with or disrupt the Service.
  
• Upload harmful, infringing, or offensive content.
  

Content Ownership

• Your Content: You retain ownership of your notes, plans, journal entries, uploads, and business data.
  
• Our Rights: You grant us a limited license to process your content only to operate and improve the Service.
  
• Intellectual Property: Ravel App, branding, and platform features belong to Hafsat Bunu (sole proprietorship).
  

Payments & Subscriptions

• Certain features may require paid subscriptions.
  
• Payments are processed securely via app stores or Stripe.
  
• 
  Subscriptions auto-renew unless canceled per app store terms.
  
• Refunds follow the policy of the payment platform you used.
  

Disclaimers

• Ravel provides productivity and business support tools. It is not financial, legal, or professional consulting.
  
• The Service is provided “as is” and we do not guarantee uninterrupted availability.
  

Limitation of Liability

• To the fullest extent permitted by law, Ravel and its operators are not liable for indirect or consequential damages.
  
• Liability is limited to the amount you paid for the Service in the past 12 months.
  

Termination

• You may stop using Ravel anytime.
  
• We may suspend or terminate your account if you violate these Terms.
  

Changes to These Terms

We may update these Terms occasionally. We’ll notify you of significant changes through the app or email.

Governing Law

These Terms are governed by the laws of Alberta, Canada, without regard to conflict of law principles.

Contact Us

📧 Email: contact@hbunu.com
📍 Mailing Address: Ravel Business Companion (operated by Hafsat Bunu, sole proprietorship), Calgary, Alberta, Canada